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Getting Your Money's Worth on Health Insurance (11/22/2010 Press Conference) Video Clips. Duration : 37.58 Mins.We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Health Insurance Nj . Today, many insurance companies spend a substantial portion of consumers' premium dollars on administrative costs and profits, including executive salaries, overhead, and marketing. Under the Affordable Care Act, consumers will receive more value for their premium dollar. New medical loss ratio regulations require health insurers to spend 80 to 85 percent of consumers' premiums on direct care for patients and efforts to improve care quality, rather than on administrative costs, starting in 2011. If they don't, the insurance companies will be required to provide a rebate to their customers starting in 2012. For more medical loss ratio resources: www.hhs.gov HealthCare.gov Take health care into your own hands. We accept comments in the spirit of our comment policy: newmedia.hhs.gov US Department of Health & Human Services (HHS) www.hhs.gov
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